
印花稅分析及退稅
印花稅分析及退稅
專業印花稅分析
在英國購買物業時,買家需要繳付印花稅(Stamp Duty),基於不同情況,所繳付的稅項可大不相同。特別是持BNO VISA移英人士,往往對英國「首次置業」準則或金錢調動往來感到困惑,我們專業的會計師可因應最新稅收標準以及你的實際情況,為你評估你實際的印花稅支出,以及在個別情況下,做到減少稅務支出的效果。
印花稅稅率Stamp Duty
任何人在英國購買物業,都要支付印花稅,自2022年9月22日開始,印花稅的稅率如下:
樓價
稅率
£250,000以下
0%
£250,001至£925,000
5%
£925,001至£15,000,000
10%
£15,000,000以上
12%
例子:
黃先生(化名)持BNO VISA移民英國已超過一年,曾在香港買過物業,移英前已把物業售出,目前身份是英國稅務居民,他購入一間£300,000物業,交易時由於樓價首£250,000是免稅,餘下的£50,000則需要支付5%稅項,稅項便是£2,500。
首次置業買家稅率First Time Buyer Stamp Duty
如果你在全球未曾買賣過任何物業,英國是你人生首次買入物業的話,你就可以享受到首次置業買家稅率First Time Buyer Stamp Duty優惠。由2022年9月22日起,首次置業買家稅率如下:
樓價
tax rate
£425,000以下
0%
£425,001至£625,000
5%
£625,001或以上
無稅務優惠,按正常首次置業印花稅計算
例子:
黃先生(化名)持BNO VISA移民已超過一年,他未曾在地球任何一處買過物業,目前身份是英國稅務居民,他購入一間£300,000物業,交易時無須繳付印花稅。
FAQ
減少稅務支出
在特定情況下,買家可以透過申請繳交另一個稅項,從而減少稅務支出,變相達成「退稅」。條件是物業需要在4年內買入,買入時有為物業繳交印花稅,然後曾經為物業進行重大維修,我們可以為你在專業人士評估物業情況後,向HMRC申請支付另一稅項,從而減少整體稅務支出。
Wong & Yip Accountants – Chartered Accountants in Manchester
Over 30 Years of Accounting & Tax Expertise
Wong & Yip Accountants is a firm of chartered certified accountants (ACCA & FCCA) based in Manchester, with over 30 years of professional experience. We specialise in accounting, taxation, VAT solutions, business advisory, and cross-border services.
Our mission is simple: to be the most professional, reliable, and trusted local accounting practice in the UK, helping clients grow with confidence.
Why Choose Wong & Yip Accountants?
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30+ Years of Experience – trusted by thousands of businesses across the UK and globally.
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Trilingual Support – English, Native Cantonese, and Native Mandarin-speaking ACCA-qualified accountants
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Specialists in the Oriental Market – we share your culture, language, and community.
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Client-Centred Approach – “Clients First” is our philosophy. Every solution is tailored to your unique needs.
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One-Stop Business Solutions – from UK tax compliance to cross-border e-commerce support.
Industries We Serve
Our clients range from small start-ups to multi-million-pound businesses with turnover between £20,000 and £5,000,000.
We serve a wide variety of industries, including:
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Takeaways & Restaurants
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Traditional Chinese Medicine Practitioners
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Sourcing & Trading Agents
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Cross-Border E-commerce (Amazon, eBay sellers, Shopify stores)
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Law Firms & Legal Practices
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Telecoms & Education Agents
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Construction & Engineering
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Printing & IT Services
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Landlords, Taxi Drivers, Investors, and Translators
We also collaborate closely with law firms, immigration consultants, and financial asset managers, ensuring a comprehensive one-stop service for our clients.
Our Services
At Wong & Yip Accountants, we provide a full range of services, including:
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Accounting & Bookkeeping
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UK VAT Solutions & Compliance
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Corporate Tax & Personal Tax Planning
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Payroll & PAYE Management
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Cross-Border E-commerce Solutions
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Global IP & Trademark Advisory
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Business Advisory & Management Consulting
Empower Your Global Ambition With Us – we combine technical expertise with cultural understanding to deliver results that help your business grow.
Recognition & Memberships
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Member & Fellow Member of ACCA (Association of Chartered Certified Accountants, UK)
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Trusted Tax Advisors for Amazon & eBay Sellers
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Nominated for E-commerce Agent Awards – recognised for our efficient and diligent support of online sellers.
What Our Clients Say
“Wong & Yip Accountants is the most trustworthy firm. They are highly competent and always put my business interests first. I have complete confidence in them, and I have no hesitation in recommending them to you!”
— Sam Leung, Nougart
“Since moving our business to Wong & Yip Accountants, I’ve been impressed by their professionalism, friendly attitude, efficiency, and the consistently high standard of advice and service.”
— Chris, Wakuwaku Japan
“For nearly 30 years, we have benefited from first-class, bespoke payroll and business advisory services from Wong & Yip Accountants. Their combination of skill, efficiency, and professionalism—while remaining approachable—makes them an integral part of our team. We would have no hesitation in recommending their services.”
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— Tracy, Woodland International
Leadership
Henry Yip, BA, FCCA, HKICPA
Henry Yip is recognised as one of the UK’s leading experts in non-UK domicile taxation. With a strong entrepreneurial and commercial mindset, he has helped hundreds of clients succeed in their UK and international business ventures.